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The best investment strategy in the stock department is to be able to or sell equity (stock) funds that invest heavily in growth and/or small-company stocks. These often pay little or no dividend income to investors, together with in a volatile and declining stock market these funds can get clobbered. The best stock funds for 2012 will be EQIUTY INCOME large-cap funds that expend on high-quality major corporations with excellent records for paying above average dividend results. A 2% to 3% dividend income might not make you rich, but a steady reliable income stream from America’s greatest companies usually cushion portfolio losses in a bad market.
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Research the performance of the top funds you might like to invest in. Simply put, some fund managers are just better at picking stocks at other fund managers and thus, can show funds that outperform other funds. Look at the various funds, review their track records (in the 5 to 120 month term) and familiarize yourself with kinds fund people.